FINEDGE LEARNING

Interactive Concept: Present Value

An interactive discounting model for students to explore how a future value is brought back to present value through annual rate, time, and rate changes.

Prototype
Present Value
$10,000.00
Scenario
$67,275 discounted at 10.0% for 20 years
Solid blue = actual scenario Toggle the ±5% checkbox to see how a change in interest rates impacts Present Value
Dollars
Years
Actual scenario +5% rate scenario -5% rate scenario

Discounting Schedule

The schedule runs backward from the selected maximum year to today, with 0 (Today) shown as the final row.

Year Beginning Discount Ending
This table shows the full discounting path so students can see how the future value is brought back year by year to 0 (Today).