FINEDGE LEARNING

Interactive Concept: Annuity Future Value

An interactive annuity model for students to explore how present value and equal payments grow into future value through annual compounding, time, and payment timing changes.

Prototype
Future Value
$67,275.00
Scenario
$10,000 with $500 payments, ordinary annuity (end mode), at 10.0% for 20 years
Blue line = future value path for the selected mode Colored dots = payment markers for the selected mode
Dollars
Years
Future value path Payment $500, Ordinary annuity (end mode)

Timing Comparison

Compare the ending value for ordinary annuity versus annuity due using the same inputs.

Compounding Schedule

Table order reflects payment timing.

The schedule shows each compounding period with the payment timing built into the row so the difference between ordinary annuity and annuity due is easy to follow.