Interactive Present Value and Discounting Prototype

Future Value

Future amount received at the end of the timeline. On the TI BA II Plus this input would normally be positive

$10,000

Annual discount rate

10.0%

Show ±5% rate comparison

Number of years until the future value is discounted back to time zero

20 yrs

Compact summary of how the present value changes at nearby rates.

This model does not include payments (PMT). Students only work with FV, Annual Rate, and Discounting Years.

Present Value

$10,000.00

Scenario

$67,275 discounted at 10.0% for 20 years

Solid blue = actual scenario Toggle the ±5% checkbox to see how a change in interest rates impacts Present Value

Dollars

Years

Actual scenario +5% rate scenario -5% rate scenario

Year-by-year discounting path

Year	Beginning	Discount	Ending

This table shows the full discounting path so students can see how each year moves the future amount back to present value.